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Credits that run out on Dec 31, by card
By Hayden Lee, who built Washicard and holds more than 30 cards · Updated Nov 3, 2026
Monthly, quarterly, half-year and calendar-year credits run out on Dec 31, 2026, and unused amounts don’t carry over. The most you could lose on each card:
$1,587Amex Platinum
$605Chase Sapphire Reserve
$77Amex Gold
$2,100Amex Business Platinum
$1,235Chase Sapphire Reserve for Business
$483Amex Business Gold
$600Citi Strata Elite
$469Amex Hilton Aspire
$230Amex Delta Reserve
Tap a coupon to stamp it
Hotel
Prepaid Fine Hotels + Resorts or The Hotel Collection on American Express Travel.
Equinox
Enroll at platinum.equinox.com ↗; pay for Equinox+ or an Equinox club membership.
CLEAR
Pay for a CLEAR+ membership with the card.
Airline
Pick one airline; covers incidental fees like checked bags and lounge passes.
Oura
Enroll ↗, then buy an Oura Ring at ouraring.com with the card.
Uber One
Pay for an auto-renewing Uber One membership with the card.
Resy
Enroll ↗, then pay with the card at U.S. Resy restaurants ↗.
lululemon
Enroll ↗; U.S. lululemon stores (not outlets) and lululemon.com.
Uber
Add the card to your Uber account; Uber Cash for U.S. rides and orders.
Streaming
Enroll ↗; Disney+, Hulu, ESPN, Peacock, Paramount+, YouTube, NYT and WSJ.
Walmart+
Pay for a monthly Walmart+ membership with the card.
The hotel credit changes on Jan 1, 2027: Fine Hotels + Resorts stays will need at least 2 nights.
Learn more about the Amex Platinum →
American Express card page, checked Oct 23, 2026
The Edit
Prepaid stays of 2+ nights from The Edit, booked through Chase Travel.
Dining
Pay with the card at Exclusive Tables restaurants ↗.
StubHub
Activate once on chase.com ↗ or the Chase Mobile app; covers StubHub and viagogo.
DoorDash
Activate DashPass ↗ with the card; claim the promos at DoorDash checkout.
Lyft
Add the card to the Lyft app; credit applies to eligible rides.
Peloton
Activate on chase.com, then sign up at onepeloton.com/digital/promotions/chase ↗.
Learn more about the Chase Sapphire Reserve →
Chase card page, checked Oct 23, 2026
Resy
Enroll ↗, then pay with the card at U.S. Resy restaurants ↗.
Dining
Enroll ↗; Grubhub, Five Guys, The Cheesecake Factory, Buffalo Wild Wings or Wonder.
Uber
Add the card to your Uber account; Uber Cash for U.S. rides and orders.
Dunkin'
Enroll ↗, then pay with the card at U.S. Dunkin' locations.
Learn more about the Amex Gold →
American Express card page, checked Oct 22, 2026
$5k Dell
Enroll ↗; $1,000 back after $5,000+ in U.S. Dell purchases in a calendar year.
Hotel
Prepaid Fine Hotels + Resorts or The Hotel Collection on American Express Travel.
ChatGPT
Enroll ↗; U.S. purchases of ChatGPT Business subscriptions.
Airline
Pick one airline; covers incidental fees like checked bags and lounge passes.
Dell
Enroll ↗; U.S. purchases made directly with Dell Technologies.
Indeed
Enroll ↗; purchases with Indeed on the card.
Hilton
Enroll ↗ to join Hilton for Business; purchases made directly with Hilton.
Wireless
Enroll ↗; U.S. wireless phone service bought directly from the provider.
The hotel credit changes on Jan 1, 2027: Fine Hotels + Resorts stays will need at least 2 nights.
Learn more about the Amex Business Platinum →
American Express card page, checked Oct 23, 2026
The Edit
Prepaid stays of 2+ nights from The Edit, booked through Chase Travel.
Hotel
Prepaid 2+ night stays at select hotel brands through Chase Travel.
Workspace
Pay for Google Workspace directly with Google.
ZipRecruiter
Pay ZipRecruiter directly at ziprecruiter.com.
Gift cards
Buy gift cards at giftcards.com/reservebusiness.
DoorDash
Activate DashPass ↗ with the card; claim the promos at DoorDash checkout.
Lyft
Add the card to the Lyft app; credit applies to eligible rides.
Learn more about the Chase Sapphire Reserve for Business →
Chase card page, checked Oct 23, 2026
Learn more about the Amex Business Gold →
American Express card page, checked Oct 23, 2026
Hotel
Prepaid hotel stays of 2+ nights booked through Citi Travel.
Splurge
Activate ↗ up to 2 Splurge brands, then buy directly from them.
Blacklane
Book Blacklane rides in its app or at blacklane.com.
Learn more about the Citi Strata Elite →
Citi card page, checked Oct 22, 2026
CLEAR
Pay for a CLEAR+ membership with the card.
Resort
Eligible purchases made directly with participating Hilton Resorts.
Flight
Flights bought from an airline or through AmexTravel.com or the Amex Travel App.
Learn more about the Amex Hilton Aspire →
American Express card page, checked Oct 22, 2026
Delta Stays
Prepaid hotels or vacation rentals booked through Delta Stays on delta.com.
Resy
Enroll ↗, then pay with the card at U.S. Resy restaurants ↗.
Rides
Enroll ↗; U.S. rides on Uber, Lyft, Curb, Revel or Alto.
Learn more about the Amex Delta Reserve →
American Express card page, checked Oct 22, 2026
Anniversary-year credits aren’t listed, because their deadlines depend on when you opened the card.
Leave a few days. A charge may need to post before the deadline. If a credit says enroll, enroll before you buy.
Credits from Washicard’s catalog of the banks’ public pages, for the period ending Dec 31, 2026. Terms can change, so check with your bank before relying on them. Not financial advice.