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Freedom Unlimited

Freedom Unlimited

No annual fee$40 a year in credits

What the Chase Freedom Unlimited gives you today, and how its fee, credits and perks have changed over the years.

Today

Credits

  • DoorDash$10 a quarter$40 a year

Earning

  • Chase Travel5%
  • Dining3%
  • Drugstores3%
  • Everything1.5%

Credits that ended

  • Instacart$10 a quarterEnded Jul 31, 2024
  • Gopuff$10 a monthEnded Dec 31, 2023

History

Then and now

Jan 2016

$0 fee

$120 a year in credits

  • Gopuff $120

Oct 2026

$0 fee

$40 a year in credits

  • DoorDash $40

Every change we know of

  1. Credit

    DashPass activations from Sep 1, 2026 get the $10 DoorDash promo monthly instead of quarterly Doctor of Credit

  2. Earning

    Lyft earning 5% → 2%, through Sep 30, 2027 Doctor of Credit

  3. Credit

    Added a $10 quarterly DoorDash promo on a non-restaurant order while enrolled in DashPass One Mile at a Time

  4. Credit

    Instacart credits end Doctor of Credit

  5. Credit

    $10 monthly Gopuff credit ends The Points Guy

  6. Credit

    Added up to $10 a quarter in Instacart credits plus three months of Instacart+ Doctor of Credit

  7. Earning

    Added 5% on Chase Travel and 3% on dining and drugstores Chase Media Center

  8. Earning

    Added 5% on Lyft rides and discounted DashPass Chase Media Center

  9. Fee

    Launched in branches and by phone: no annual fee, 1.5% back on everything Doctor of Credit

Terms as of Oct 22, 2026. Sources: Chase (2026-10-21) .

Track this card’s credits in WashicardFree, with no bank logins and no card numbers.