Cards › Bilt

Palladium

Palladium

$495 annual fee$400 a year in credits

What the Bilt Palladium Card gives you today, and how its fee, credits and perks have changed over the years.

Today

Credits

  • Hotel$200 every six months$400 a year

Perks

  • Bilt Casha yearworth about $200

Earning

  • Bilt hotels4x
  • Bilt flights3x
  • Everything2x
  • Rent1.25x

History

Then and now

Jan 2026

$495 fee

$0 a year in credits

  • No credits

Oct 2026

$495 fee

$400 a year in credits

  • Hotel $400

Every change we know of

  1. Other

    Opened to applicants and to Bilt Mastercard holders moving over from the Wells Fargo card Upgraded Points

  2. Other

    Announced with Bilt Card 2.0: $495 fee, 2x everywhere, $400 Bilt Travel hotel credit, $200 Bilt Cash Doctor of Credit

Terms as of Oct 22, 2026. Sources: Bilt (2026-10-21) Bilt Card Offer Terms (2026-09-18) .

Track this card’s credits in WashicardFree, with no bank logins and no card numbers.